By Nicholas Efthemis, CFP®, CRPS®
Your financial life is as unique as you are. So why approach managing your finances and retirement planning the same way everyone else does? Unfortunately, we see this happen all too often in the financial world, where advisors are so focused on the money that they rarely get to know their clients’ unique needs and goals. That’s why we started our firm—to bring clarity, stability, and direction to their financial life, all while providing a high level of service.
As an independent fiduciary financial services firm, Emergent Wealth Advisors understands that every person’s situation is unique and there’s no one-size-fits-all approach to retirement and income planning. That’s why we’ve created a process designed to help individuals and families worry less about money and retirement and more about their passions in life. Here’s more about what we do and how we can help you manage your financial life with confidence.
Who We Are and What We Do
We are a team of credentialed specialists who bring a level of expertise and service that is both modern and time-tested in its approach. Each of our advisors have earned the CERTIFIED FINANCIAL PLANNER™ designation, but we also understand that you are the expert when it comes to what your needs and goals are. This is why we listen first and then engage in conversations that inform the financial plan we develop in partnership with you.
Our three core beliefs serve as the foundation of all we do:
Lead with advice.
One size does not fit all.
Expertise matters.
With that in mind, we take the information gathered and create a comprehensive, custom plan tailored to your unique situation and needs. We can provide help in a variety of areas, including investment management, risk management, retirement planning, and general financial planning. Our overall goal is to simplify the complexities of your financial life so you can focus on what matters most.
Who We Serve
Our services are best suited to pre-retirees and retirees in a variety of professions, including healthcare, education, and some business owners. Our clients are typically not worried about running out of money in retirement as much as they want to know if they are doing the right things and investing in the right way.
Some clients are looking to safeguard their wealth, but many come to us because they are looking for more clarity and confidence in managing their financial life. We can simplify the complexities of their financial situation so they feel more empowered in their decision-making.
How We Can Help
Known for our hand-crafted approach, we developed a 5-Step Proven Process to build a comprehensive financial plan for our clients. This process is at the heart of our modern approach to wealth management and includes the following steps:
Discovery: We create the complete client profile.
Impact Assessment: We determine how we can make a meaningful impact.
Mutual Commitment: Confirmation of the commitment by all parties involved.
Wealth Management Plan: A comprehensive evaluation of the entire range of your financial needs with recommendations to move forward.
45-Day Follow-Up: We review statements, online access, and address questions.
This process enables us to take a deep dive into each client’s entire financial picture while addressing their concerns and questions along the way. This comprehensive and collaborative approach differentiates us from other financial firms: we understand our clients have unique needs and we have a unique service to meet those needs.
We Are Here for You
Selecting a trusted financial partner to work with is one of the most important decisions you can make for your financial future. Whatever you hope to achieve, it’s our mission at Emergent Wealth Advisors to simplify the complexities of your financial life so you can focus on what matters most. If you’re looking for a more modern approach to wealth management, we invite you to learn more. To get started, schedule an appointment online, or reach out to me at (716) 828-8390 or email nick@emergentwa.com to schedule a no-obligation conversation.
About Nick
Nick Efthemis is wealth advisor and chief compliance officer at Emergent Wealth Advisors, a fiduciary financial advisory firm serving retirees and pre-retirees with customized financial planning solutions. Having worked in the financial industry since 1997, Nick has deep knowledge and experience in retirement, investment, and comprehensive planning strategies, coupled with an understanding of the hopes, needs, and goals his clients have for their future. He is dedicated to helping his clients find confidence in their financial situation through personalized advice and support that empowers them to make the best decisions for their lives.
Nick is a CERTIFIED FINANCIAL PLANNER™ and a Chartered Retirement Plans SpecialistSM professional. Outside the office, Nick is an active member of his community, working with the SPCA and the Humane Society. In his free time, you can find him hiking or fishing with his family. If you want to learn more about Nick, connect with him on LinkedIn.